The Community Homeownership Incentive Program (CHIP) offers first time home buyers and previous home owners benefits including up to 97% financing on the majority of allowed property types, as well as waving the private mortgage insurance. This is a great program for individuals who are concerned about funding large down payments, are unsure of their qualifying status, and for individuals who lack credit history. Your income can not exceed 80% of the county median income.
contact us to schedule a consultation with us to discuss this and other programs that might help get you into your dream home! We’d love to help you get started!